Ledge Holdings LLC (“Ledge,” “we,” “us”) provides SMS/text messaging solely for client-initiated communication regarding financial clarification, bookkeeping, accounting matters, tax questions, document requests, and related support services. We do not send promotional, marketing, or advertising text messages, and we do not initiate outbound SMS conversations with clients. All SMS communication occurs only after a client voluntarily sends the first message to us, which constitutes implied consent to respond via text message regarding the subject of their inquiry. By texting Ledge Holdings LLC, you agree that we may reply to your message using SMS for the purpose of providing account-related support, clarification, reminders, or follow-up related directly to your request. Message frequency varies based solely on your inquiries and engagement. Message and data rates may apply according to your wireless carrier’s plan. You may opt out of SMS communication at any time by replying STOP, after which we will confirm your opt-out and cease responding via text message unless you initiate contact again. For assistance, reply HELP or contact us directly at support@ledgeaccounting.com or through our website at ledgeaccounting.com. We do not sell, rent, or share your mobile number for marketing purposes. SMS communications may be processed through a third-party messaging provider for delivery purposes only. Message delivery is not guaranteed and may be subject to carrier delays. By continuing to communicate with us via SMS, you acknowledge and agree to these terms.